Grab the document hash from the alphanumeric string that sits between "/d/" and "/view" in the address bar. Paste it at the end of "https://drive.google.com/uc?export=view&id=". That one-liner becomes a direct-feed URL that leapfrogs the player page and plunges straight into the native video, ready for Discord or any embed field that digests HTTPS video.

Step 2: Count the hours you can really bill. Start with 365 days, remove weekends (104), public holidays (11), vacation (24), sick days (5) and 25 % non-billable admin. Multiply the remainder by 6 billable hours a day.

Label each sub-account with its purpose ("Q3 lens fund", "2025 sabbatical") to kill decision fatigue. Cap the salary transfer at prior-year baseline +5 %